Privacy Policy

If you want to know what information we hold about you or have any other questions regarding this Privacy Policy, please contact us using the following information:

Coverage Cody
Email: coveragecody@gmail.com

We may collect information that you provide to us when you use the Site or request our insurance-matching services. Such information may include, but is not limited to:

• Your name
• Age or date of birth
• Telephone number
• Email address
• ZIP code or general location
• The type of insurance you are interested in
• Information about your current insurance coverage
• Information about your home, vehicle, business, health, family, or other insurance needs
• Answers submitted through forms, quizzes, or questionnaires
• Any other information you voluntarily provide

We may also collect information about your use of the Site, including your IP address, browser type, device information, pages visited, referring website, and interactions with our forms or advertisements.

We may collect information that you provide to us through emails, text messages, telephone calls, or other communications.

We may also collect information relating to insurance inquiries submitted through the Site and the insurance providers, agents, brokers, or agencies with whom you may be matched.

It may be possible to view portions of the Coverage Cody website without providing personal information. However, without submitting your information, you may not be able to use our insurance-matching services.

We may receive information that you submit to third-party websites, advertising platforms, or applications that you access through the Site or through one of our advertisements.

Coverage Cody and the owner or operator of the applicable third-party website may each be responsible for information collected through their respective services. You should review the privacy policy of any third-party website to understand how it collects and uses your personal information.

We will use information collected from you only in accordance with this Privacy Policy.

The Site may use cookies to help ensure that Users get the most out of the services provided by Coverage Cody.

Cookies are small amounts of information in the form of text files that may be stored on your computer or device. Cookies allow us to monitor use of the Site, improve usability, personalize content, measure advertising performance, and understand how Users interact with our services.

If you do not want cookies stored on your device, you may change your browser settings to reject cookies. For more information, please consult the "Help" section of your browser.

Please note that rejecting cookies may prevent you from using certain features of the Site or may affect how the Site functions.

We may use analytics service providers to analyze and report on usage of the Site. These providers may generate statistical and other information through cookies and similar technologies stored on Users' devices.

The information generated may be used to create reports about the use and performance of the Site. Analytics service providers may store and process this information in accordance with their own privacy policies.

Advertising platforms whose advertisements appear on or direct Users to the Site may also use cookies, pixels, or similar tracking technologies. Coverage Cody may not control how these third parties use such technologies.

Please review the terms and privacy policies of third-party advertising platforms to understand how they collect and use personal information.

We may use your information in the following ways:

• To provide our insurance-matching services
• To understand your insurance needs and preferences
• To match you with insurance companies, licensed agents, brokers, agencies, or other insurance professionals
• To provide your information to insurance professionals who may contact you regarding insurance products or services
• To provide you with information, products, or services that you request
• To communicate with you regarding your inquiry
• To provide customer service and respond to questions or complaints
• To notify you about changes to our Site or services
• To administer, support, improve, optimize, and develop our Site
• To analyze the effectiveness of our advertisements
• To conduct internal marketing and demographic studies
• To prevent fraud, misuse, or unlawful activity
• To maintain the security of the Site
• To comply with applicable laws, regulations, and legal obligations

Coverage Cody is an insurance marketing and matching service. Coverage Cody is not an insurance company and does not directly issue, underwrite, bind, or guarantee insurance coverage.

We may receive compensation from insurance companies, insurance agents, brokers, agencies, lead buyers, or other insurance professionals when we provide them with information submitted through the Site.

We may also use your information to send email notifications, newsletters, text messages, or other marketing communications where you have consented to receive such communications.

You may opt out of marketing emails at any time by following the unsubscribe instructions included in the email or by contacting us at coveragecody@gmail.com.

You may opt out of text messages by replying "STOP." Message and data rates may apply.

Coverage Cody may share, transfer, sell, or disclose information that you provide to us to insurance companies, licensed insurance agents, brokers, agencies, call centers, lead buyers, marketing partners, or other insurance professionals for the purpose of helping you obtain information about insurance products and services.

By submitting your information through the Site, you understand that one or more insurance professionals may contact you regarding your insurance inquiry.

Coverage Cody may receive compensation when your information is transferred to or used by an insurance professional. Under certain state privacy laws, these transfers may be considered a sale or sharing of personal information.

Insurance providers and insurance professionals are independent third parties. Coverage Cody does not control their products, prices, eligibility decisions, communications, business practices, or privacy policies.

We may also disclose your personal information:

1. To third-party service providers where disclosure is necessary to operate the Site, process insurance inquiries, manage communications, store information, analyze Site activity, or provide our services;
2. Where required to do so by law, regulation, subpoena, court order, or other legal process;
3. Where disclosure is necessary to protect or enforce the rights of Coverage Cody;
4. Where disclosure is necessary to investigate fraud, security incidents, abuse, or unlawful activity;
5. In connection with a merger, acquisition, financing, sale of assets, bankruptcy, or other business transaction; and
6. Where you have otherwise consented to the disclosure.

You should note that information posted on public areas of the Site may be visible to Users throughout the world. You should therefore use caution when submitting information about yourself through any public feature of the Site.

We may disclose certain information to advertising platforms, including Meta Platforms, Inc., Google, or other advertising providers, to measure advertising performance, create advertising audiences, or improve our marketing efforts.

The use of information by these third parties is governed by their respective terms and privacy policies.

The Site may contain links to websites or applications operated by third parties.

Coverage Cody does not control and accepts no responsibility or liability for the content, privacy practices, security, products, or services of third-party websites.

This Privacy Policy does not apply to information collected directly by third-party websites.

Please review the terms and privacy policies of any third-party website or application you visit to understand how it collects and uses your personal information.

Advertisements or links contained on the Site may direct you to an advertiser's or insurance provider's website. Any information collected after you click such a link will be collected and used by that third party in accordance with its own privacy policy.

The information we collect may be transferred to and stored by cloud service providers, customer relationship management platforms, form providers, advertising platforms, or other technology providers.

These providers may maintain servers in the United States or other countries.

By submitting your personal information, you agree that your information may be transferred, stored, or processed by these service providers as necessary to operate the Site and provide our services.

We use reasonable administrative, technical, and organizational measures designed to protect your information from unauthorized access, unlawful processing, accidental loss, destruction, misuse, or damage.

However, you acknowledge that transmitting information over the internet is inherently insecure and that Coverage Cody cannot guarantee the absolute security of information transmitted through the Site.

Your information will be retained only for as long as reasonably necessary to provide our services, maintain business and legal records, comply with applicable law, resolve disputes, and enforce our agreements.

Depending on where you live and the laws that apply to Coverage Cody, you may have the right to request:

• Access to personal information we hold about you
• Correction of inaccurate personal information
• Deletion of personal information
• A copy of personal information you provided
• Information about how your personal information has been used or disclosed
• The ability to opt out of the sale or sharing of your personal information

You may submit a request by emailing coveragecody@gmail.com.

We reserve the right to request proof of your identity before responding to a request.

Certain information may be excluded from a request where permitted or required by law, including information we must retain for legal, security, fraud-prevention, accounting, or compliance purposes.

To request that Coverage Cody not sell or share your personal information with insurance or advertising partners, email coveragecody@gmail.com with the subject line:

Do Not Sell or Share My Personal Information

Please note that opting out may prevent Coverage Cody from matching you with an insurance provider.

Coverage Cody has the discretion to update this Privacy Policy at any time.

When we do, we will revise the updated date displayed on this page.

We encourage Users to review this page periodically to remain informed about how we collect, use, disclose, and protect personal information.

You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of any changes.

By using the Site, you signify your acceptance of this Privacy Policy.

If you do not agree with this Privacy Policy, please do not use the Site or submit personal information through Coverage Cody.

Your continued use of the Site following the posting of changes to this Privacy Policy will be considered your acceptance of those changes.